APRA consults on more efficient and transparent bank licensing framework

The Australian Prudential Regulation Authority (APRA) has released for consultation a new draft licensing framework for locally-incorporated Authorised Deposit-taking Institutions (ADIs).

The consultation package follows APRA’s 2025 discussion paper on improving the licensing framework for ADIs. When finalised later this year, the changes will implement Action 6 of the Council of Financial Regulators’ Review into Small and Medium-sized Banks – that APRA update its ADI licensing framework to make the application process more transparent and efficient.