Following the Reserve Bank of Australia’s (RBA) decision to decrease the official cash rate by 0.25% per annum (p.a.), CBA will decrease rates by 0.25% p.a. on eligible variable-rate business lending products.
The rate reduction will apply to CBA Business Bank’s Variable Base Rate, Residential Equity Rate, and Overdraft Reference Rate, flowing through to eligible variable-rate business lending products including BetterBusiness Loans and Business Overdrafts.
These changes will be effective 22 August 2025.
Support for business customers
We offer a wide range of tools and programs to support business customers at every stage of their business journey. These include:
- Free comprehensive cash flow tracking capabilities via a Business Cash Flow tool in the CommBank app.
- Bill Sense to help customers predict future bills and CommBank’s business insights tool called Daily IQ.
- CommBank has partnered with University of NSW to offer a free Cash Flow Management course for any Australian small business.
- Eligible business customers can also benefit from discounts and special offers available via CommBank Yello for Business, the bank’s customer rewards and recognition program.
- A range of financial support options are available for business customers experiencing difficulty, including deferred business loan repayments or debt restructuring.
/Public Release. View in full here.
